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CD INTEREST RATES

*91-Day Certificate of Deposit - $500 Minimum Opening Deposit
Compounds at Maturity
APY 0.15%
INTEREST RATE 0.15%

*182-Day Certificate of Deposit - $500 Minimum Opening Deposit
Compounds at Maturity
APY 0.30%
INTEREST RATE 0.30%

*12 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compounds Quarterly
APY 0.65%
INTEREST RATE 0.65%

*18 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compounds Semi-Annually
APY 0.75%
INTEREST RATE 0.75%

*24 Month Certificate of Deposit- $500 Minimum Opening Deposit
Compounds Semi-Annually
APY 0.80%
INTEREST RATE 0.80%

*30 Month Certificate of Deposit- $500 Minimum Opening Deposit
Compounds Semi-Annually
APY 1.00%
INTEREST RATE 1.00%

*+30 Month Option Certificate of Deposit- $1000 Minimum Opening Deposit
Compounds Semi-Annually
APY 1.40%
INTEREST RATE 1.40%

*48 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compounds Semi-Annually
APY 1.15%
INTEREST RATE 1.15%

*60 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compounds Semi-Annually
APY 1.15%
INTEREST RATE 1.15%

* A penalty may be imposed for early withdrawal.
+ The interest rate and annual percentage yield may change after account opening.

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MONEY MARKET (HIFI)

+ Money Market (HIFI)
Average Daily Balances of:
$0.00 to $2,499.99
APY 0.20%
INTEREST RATE 0.20%

Average Daily Balances of:
+ $2,500.00 & Above
APY 0.25%
INTEREST RATE 0.25%

+ 1ST HERITAGE CLUB Money Market (HIFI)
Average Daily Balances of:
$0.00 to $2,499.99
APY 0.20%
INTEREST RATE 0.20%

Average Daily Balances of:
+ $2,500.00 & Above
APY 0.25%
INTEREST RATE 0.25%

+ The interest rate and annual percentage yield may change after account opening. Interest credit to account monthly.

IRA SAVINGS

IRA SAVINGS ACCOUNT
Compounds Quarterly
APY 1.51%
INTEREST RATE 1.50%

+ The interest rate and annual percentage yield may change after account opening.

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SAVINGS ACCOUNTS

+ PASSBOOK SAVINGS ACCOUNT
Compounds Quarterly
APY 0.20%
INTEREST RATE 0.20%

+ 1ST KIDS CLUB SAVINGS ACCOUNT- $1 Minimum Opening Deposit
Compounds Quarterly
APY 0.20%
INTEREST RATE 0.20%

+ The interest rate and annual percentage yield may change after account opening.

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CHECKING ACCOUNTS (SUPER NOW)

+ SUPER NOW CHECKING ACCOUNT
Compounds Monthly
APY 0.20%
INTEREST RATE 0.20%

+ 1ST HERITAGE CLUB SUPER NOW
Compounds Monthly
APY 0.20%
INTEREST RATE 0.20%

+ The interest rate and annual percentage yield may change after account opening.

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DISCLOSURES

FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT.
INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ARE CURRENT AS OF
07/11/2017.

FOR CURRENT RATE INFORMATION CALL (308)536-2492.
MEMBER FDIC

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